Saving Dilemma

I seriously need some saving tips. This year has been one of the most expensive years of my life, money-wise. I’ve spent more than what I planned on spending and I haven’t been able to save up the right amount of money I wanted to keep for the rainy days.

But all of this isn’t entirely my fault. Circumstances tested my finances and suddenly, everything went beyond my control. If there’s one thing I’d like to do for next year, that is to save, save and save. And I’m influencing the hubby to do the same for our joint finances.

Actually, I already have some saving strategies in mind. Like cutting back on our food and miscellaneous expenses and alloting a particular amount of money for savings each pay day. If we get to save at least 10k a month, that would be 120k in a year. Wow, my mind feels like very sharp concrete blades right now. Bring those figures on. Haha.

We are gonna have bigger savings next year. That’s a promise. :)

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