In my almost 30 years of existence on earth, I see myself as more of a frugal than a spendthrift. Yes, I splurge sometimes but even if I do, I still set a limit to my spending. I know I’m not filthy rich nor a money-making machine so I really try to manage my finances well.
I want to be frugal forever. One who knows how to save money and spends it wisely, too. I’d like to start the year with a clean slate, money wise. I know there’d be temptations every now and then, but I’ll make sure to deal with them like a mature person.
I’ll still reward myself for my hard work, shop when I feel like it as a form of therapy, get new things for our home, and buy presents for the people I love. But as always, I’ll make the most of every cent that will come out of my wallet.
I know it’s easy to speak of things and doing them is a different matter altogether. But I’ll try, anyway. I can do this!