Some Frugal Living Tips

“Living frugally allows you to live richly in ways that you choose.” ~Anonymous

2014 turned out to be a very positive and enlightening year for the hubby and me. It was the time when we took our finances more seriously. We started investing directly in the stock market in July and when November came, we opened a UITF account at a local bank.

While modifying our allocations for this month’s budget in my desktop, I thought about sharing some frugal living tips here in the blog. These are practices that the hubby and I try to do consistently to save money and live a simple but fun married life.

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On Having a Small Space

Given our financial capacity at present, I think it’s only appropriate that we bought a tiny house. The mortgage payments are lower and the insurance premiums are smaller as compared to those of a big property.

I love having a tiny house. It’s easy to clean and easy to maintain. If something gets broken, we could easily have it repaired or replaced. Like when we had our built-in cabinet organizer updated, we didn’t spend much because it’s just a small one, too.

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Thank You List

Living a simple life has its perks. You become more appreciative of your life. You become thankful even for the littlest blessing. When you are living simply, and uncomplicated at that, things get better and brighter and more fun. I can totally relate!

Last week, I started to list down the things that make me happy or thankful. Let’s call it my Thank You list. Writing on it doesn’t have to be everyday. What I do is I write only when I have something to write (common sense). Haha.
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A Shopping Fast

I started 2014 without shopping and have continued doing so until now. Well, except for the Asahi convection oven that I bought last Saturday which was actually a product of a trade-in. (The money I used for it came from the sales of the portable sewing machine I had sold with the help of my superfriend Nice.) This only means I’m on a sort of shopping fast. You know, instead of skipping food, I’m skipping shopping.

shopping fast
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With the kind of discipline and motivation I have right now when it comes to this self-imposed shopping ban, I think I can make a shopping fast possible this year. (I thought if I wanna embrace minimalism someday, I better start one baby step at a time, one activity that promotes minimalism at a time.) So I decided to make it official today. I need to set some rules, though. And so far, here are what I’ve thought of:

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Minimalism and Me

Now, more than ever, things are getting clearer to me. It seems like I now know what I really want. Just like my practice to live a simple and uncomplicated life, minimalism is a perspective/philosophy that can be done and applied to one’s life. However, it’s more serious and requires discipline and sustenance.

From de-cluttering and conserving resources to changing one’s money practices and overall lifestyle for the better, minimalism has so much to offer. It’s a growing lifestyle that has given a lot of people (they call themselves “minimalists”) greater happiness, meaning, fulfillment and control of their lives.

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