Frugal Find: Himalaya Herbals Lip Balm

My lips usually get extra dry at this time of the year and so when I found out I didn’t have a lip balm in my personal care stash, I immediately bought one at Watsons SM Manila. While reading and comparing labels, I decided to experiment on this brand that sounded new to me — Himalaya Herbals Lip Balm. Priced at just P59, it’s the cheapest lip balm there (along with the one under the Watsons brand that comes in fruit flavors).

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This particular lip balm is a product of India and the company behind it has been in existence since 1930. It has carrot seed oil (a natural sunscreen) and wheat germ oil that’s rich in Vitamin E. The product claims to nourish, soften, and prevents chapping of lips.

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An Impulsive Shopping Spree and BPI’s Latest Credit Card Promo

I don’t have a BPI credit card but the boyfriend’s sister has one. That’s why a few weeks after BPI launched one of its exciting promos, I ended up shopping with her. Actually, I didn’t see it coming last Monday night. I thought I’d just stroll the mall with her and the boyfriend while the rest of the Philippines was busy finding out who were leading the polls (read: barangay elections). But, before I knew it, I had already committed to pay for my purchases with clasped hands and a silly grin.

So, what is this particular promo all about? BPI credit cards let you shop and do deferred payment at 0% interest for a minimum purchase of P5,000. It’s quite self-explanatory if you’ll ask me. You shop for a few months worth of supplies and pay for your purchases in installment within six long months. It’s practical and at the same time, convenient. And who wouldn’t be tempted if there are tons of participating stores offering the same promo mechanics?

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