In my almost 30 years of existence on earth, I see myself as more of a frugal than a spendthrift. Yes, I splurge sometimes but even if I do, I still set a limit to my spending. I know I’m not filthy rich nor a money-making machine so I really try to manage my finances well.
I want to be frugal forever. One who knows how to save money and spends it wisely, too. I’d like to start the year with a clean slate, money wise. I know there’d be temptations every now and then, but I’ll make sure to deal with them like a mature person.