So, the hubby and I have finally gotten hold of health insurance through the initiative of our labor union last November 2018. The money used to pay for the health insurance came from us (read: our CNA bonus) but because we got enrolled under a corporate account, we received discounts and added privileges. I don’t remember the exact annual premium anymore but it’s just under PhP11,000 per head. I personally think it’s the best deal for us at this time, coverage and price wise.
The name of the healthcare provider is Care Health Plus. After reading the brochures sent to our office and doing a bit of personal research, I found out that it was only founded in 2015 yet it has one of the highest authorized capitalization in the HMO industry. Anyway, we are enrolled under their PlatinumCare Program. Some of its benefits and features are listed below:
-out-patient benefits (unlimited medical consultations!)
-annual physical examination (APE) with uric acid test
-emergency care benefits for one (1) year
-pre-existing illness/es are covered from the first year onwards
When an officemate got admitted to a private hospital last month due to an infection, he was able to max out the card’s benefit of PhP100,000 coverage per illness. He stayed in a semi-private room (he got a solo room but shared a restroom with another patient from the next room!) and was attended by good doctors and nurses. We were quite happy and satisfied in the office because it only meant one thing — the card was legit! Haha.
I remember writing about health insurance in 2014, how the hubby and I wanted to get one each for ourselves and even thought about getting a PhilCare product at one point. But we didn’t push thru that and instead took our time. Looking back, it was quite risky but I guess God had a better plan. Now, we’re covered and we can’t be more grateful. I just hope we don’t get to use our Care Health Plus card! We are only very much willing to pay for our peace of mind. 😛
Do you also have a health card? What is it and what are its benefits? 🙂
May you choose happiness always,