If I had a choice, I would be a stay-at-home wife. Don’t get me wrong. I love my job. I also love the idea of working to earn a living. It’s just that the idea of homemaking and doing a plethora of things on the side at my own pace seems very appealing to me. (I say the lesser pressure from the outside world, the better!) And I can only do all that by quitting work. But the question is, am I ready for it? Am I ready to give up my job –my primary source of income– at this time? The answer is a big NO.
Image Source: http://www.gijobs.com/plan-retirement-civilian-world/
That’s why making an early retirement goal sounds like a great idea to me right now. I used to imagine myself retiring at age 45 but recently, I have decided to move it to age 50 (that’s exactly 19 years from now). I would still be young and healthy (I guess) by then and my savings and investments should be enough to tide me over until I start receiving my GSIS pension 15 years after at age 65. (That is, if I could complete the required 15 years of government service as I’m still on my 10th at present.)
Continue reading “Early Retirement Goal”
The hubby and I are in a somewhat weird living arrangement at present. Well, technically, we started with it right after we got married in 2012. You might ask, how weird? Read on.
On weekdays, we stay in Manila at my in-laws’ place. On weekends, we stay in our marital home in Bacoor. What we do each week is we would leave Manila on Friday night and drive to Bacoor and go back to Manila on Monday morning. This had been the case until the hubby started attending graduate school last month. From then onwards, we would leave Manila on Saturday night because his classes don’t get finished until 5:00 p.m of that day.
Continue reading “Pros and Cons of Our Current Living Arrangement”
I came from a lower middle class family. Unlike other families where both parents are working, it was just my dad who had a job. My mom took care of our home, of us. It was in my early years that I fully grasped the meaning of living within your means, through the examples and practices of my parents.
Then, my mom had a budget to follow and I believed she was able to manage her spending most of the time. Maybe it’s because she knew she couldn’t overspend because it would make her children hungry and her husband disappointed. During those times when she did overspend, she was smart enough to cover for it by borrowing money from friends. A not so smart practice, but at least, she was able to feed us and we didn’t go hungry for our dad to notice.
Continue reading “On Living Within Your Means”