On Paying Bills

While a lot of people are paying their bills through online banking, I have yet to apply the same practice on a regular basis. There’s no question about the convenience online banking gives when it comes to paying utility bills. You just open your online bank account and do transaction right then and there. It saves you a lot of time because you can do it in front of the PC anytime you want.

As for me, I only pay my bills through online banking when it’s the last day of payment and I have forgotten to pay for them at SM Bills Payment Center (I’m quite loyal to them). As much as possible, I don’t want to touch my money in the bank. Come to think of it, when I use the bank funds to pay my bills, then I will have to go the bank personally (or ask someone to do it for me) and deposit the same amount of money again to keep my old balance. It’s time-consuming, don’t you think? Unless I’m shopping online trying to buy some vintage tub (I love vintage and vintage-looking stuff!), I still prefer paying my bills in one go at the nearest bills payment center.

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Dealing with Phone Bills

Phone bills can get very costly. I just realized I was paying for three post paid lines at present: one Globe and two Sun Cellular. It’s really convenient to be a post paid subscriber especially during emergencies. I just don’t like the idea of paying more than I could manage. That said, I plan not to renew the contract for one of my Sun Cellular lines expiring in April. It is currently used by my brother but I’m sure he won’t mind as he doesn’t have much use with it these days.

How do you pay for your phone bills? Is it thru bank or over-the-counter? My two Sun Cellular lines are automatically charged to my credit card. I actually plan to do the same with my Globe phone bill. As much as possible, I try to cut my trips to the mall just to settle my phone bills because more often than not, I am tempted to window shop and eventually, buy stuff on impulse. Like one time, I was only supposed to pay for utilities at the bills payment section of the mall but I ended up perusing through a shelf filled with diet pills that work at this health shop with weird name as well. Good thing I was with my mother and she was in a hurry to unload her bladder that I was forced to accompany her to the nearest restroom and leave the shop.

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