As per Wikipedia, a millionaire is “an individual whose net worth or wealth is equal to or exceeds one million units of currency.” Because I only started getting really serious about my finances in 2013, I only began keeping tabs of my net worth the year after that. You see, I’m a government employee and we, in government service, are required to submit our SAL-N annually. Prior to 2013, though, I was not minding the numbers there. I knew I was making some money from my job but the net amount (assets minus liabilities) I didn’t care much about.
my life, my joy, my dreams