I grew up in a lower middle class family. Ours was a one-income household until my father, the wage-earner, lost his job in 1999. Frugality became a clear concept to me when I started assuming the role of breadwinner in a family of six right after I landed a job fresh out of university back in 2004. How our family survived from 1999 to 2004 was clearly a manifestation of the great love and sacrifice of my parents, our relatives, friends of our family, and of course, divine providence.
Frugality as a Need
These days as a married woman, I still find frugality a very relevant concept as I try to be a good and responsible wife. Of course, it’s the same with my other roles such as daughter, sister, friend, and citizen. How can I not apply frugality in my life when I’m not at all wealthy and my income is limited? I have to be frugal if raising my own family and having a comfortable retirement are part of my life goals, right? But the more important question is, how frugal am I?