Saving Dilemma

I seriously need some saving tips. This year has been one of the most expensive years of my life, money-wise. I’ve spent more than what I planned on spending and I haven’t been able to save up the right amount of money I wanted to keep for the rainy days.

But all of this isn’t entirely my fault. Circumstances tested my finances and suddenly, everything went beyond my control. If there’s one thing I’d like to do for next year, that is to save, save and save. And I’m influencing the hubby to do the same for our joint finances.

Continue reading “Saving Dilemma”

Money from Unused Leave Credits

Don’t you just love it when your diligence in reporting to work pays off? As employee, I love gaining leave credits and monetizing them when the right time comes. As much as possible, I avoid getting absences because it could only mean one thing: deduction in my leave credits. You can only see me out of the office in any one or a combination of these circumstances:

-I’m sick (the kind that gets me stuck on the bed for days)
-I’m dealing with an emergency that needs my undivided attention
-I have a very important meeting/event to attend
-I have to run errands for myself or for my family that can’t be done on a weekend
-I have a job interview *sheepish grin*

You see, I’m a good worker and I love my job so much that I always report to work even when I’m not feeling well, physically or emotionally speaking. I also do my best to report to work on time because in our office, tardiness is a sin. Well, not really. Haha. It’s just that the total minutes we’re late is deducted directly from our vacation leave credits. It’s definitely not a good thing, isn’t it?

Continue reading “Money from Unused Leave Credits”