Impromptu Date with My Girls

Last night was fun. My sisters Nyam and Jodie invited me out of the blue to go malling. They also instructed me to bring our Mame along. The mall of choice was SM Manila due to its close proximity to our place. We met at our usual meeting place — in front of Kanzhu restaurant.

Mame and I met up with Nyam first. While waiting for Jodie to arrive, we people-watched and chatted to our heart’s content. Our topics of conversation went from money and shopping to Hollywood and musical instruments. Are you familiar with electronic drums? I’m not. I only know about the normal drums drummers strike to produce a selection of sounds. But if you’re curious, see MF and find out about them. Anyway, we only stopped chatting when we saw Jodie walking towards us.

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Posted in Family First, Shopping and Product Reviews | Tagged , , , , , , , , | 6 Comments

Weekend Story: Alabang Stroll with Friends

Somehow, I felt that last weekend was kinda short (bitin in Filipino slang). On Saturday night, the hubby and I along with our two good friends Nice and Melay drove to Alabang for a stroll before going home to Bacoor.

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with my girl friends

First, we dropped by Alabang Town Center (ATC) to have my phone battery replaced. It was free of charge because the battery was part of a batch being recalled for safety-related defects. We got my phone back the next day (kudos to the Switch team for the fast service!).

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Choosing BDO Peso Balanced Fund (BDOPBAL)

Last Tuesday, the day after we received our Christmas bonus, the hubby and I realized another financial goal. Along with my sister Jodie, we opened a Peso Balanced Fund with Banco de Oro (BDO). It’s one of their Unit Investment Trust Fund (UITF) offerings. Our branch of choice was the one nearest to our place, SM Manila. Slowly but surely, this little investment, along with our other ones, will grow. We are already claiming it!

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It was quite easy to sign up. I just brought two valid IDs and that’s it. (We have decided to put this account under my name for easy monitoring.) Oh wait, another requirement is having a savings account with BDO which I do have. Anyway, the account officer had me fill up an application form and a signature specimen form. She also had me answer a Client Suitability Assessment (CSA) form to find out what type of investor I am and if the product I was eyeing suited me. She also took a photo of me through a camera attached to her PC (no need to bring 1×1 pics!). Then I handed my initial investment and I was issued an official receipt. I got the Certificate of Participation (COP) after three days.

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Posted in Personal Finance | Tagged , , , , , , , , , , , , , , | 4 Comments

On Having a Small Space

Given our financial capacity at present, I think it’s only appropriate that we bought a tiny house. The mortgage payments are lower and the insurance premiums are smaller as compared to those of a big property.

I love having a tiny house. It’s easy to clean and easy to maintain. If something gets broken, we could easily have it repaired or replaced. Like when we had our built-in cabinet organizer updated, we didn’t spend much because it’s just a small one, too.

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Posted in Be Inspired, Home and Living, Minimalism | Tagged , , , , , , , , , , | 12 Comments