Setting Up a Budget for Christmas Shopping

I’ve always believed in budgeting. Setting up a budget may be easy, but sticking to it is hard. When shopping for Christmas, it is very important to allot a particular budget so you don’t overspend, or worse, don’t get to buy all the items in your gift list.

Compared with last year’s budget, I have less money to spend for Christmas gifts this year. Why? Because 2013 is the year we vowed to reduce our debts, and I think we succeeded in doing so though we still have to clear out a few more next year. This means I will have to rely on my expertise when it comes to budget shopping. Haha.

Given the above scenario, there will be less of gifts that are expensive but useless and more of gifts that are cheap but functional for the people in my gift list this year. I might also resort to giving cash gifts should I run out of ideas. Which reminds me, I need to go online window shopping now and look for a designer burlap table runner for the Christmas table setup I thought about last week for our home.

Bye now, friends! 🙂

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