On Paying Bills

While a lot of people are paying their bills through online banking, I have yet to apply the same practice on a regular basis. There’s no question about the convenience online banking gives when it comes to paying utility bills. You just open your online bank account and do transaction right then and there. It saves you a lot of time because you can do it in front of the PC anytime you want.

As for me, I only pay my bills through online banking when it’s the last day of payment and I have forgotten to pay for them at SM Bills Payment Center (I’m quite loyal to them). As much as possible, I don’t want to touch my money in the bank. Come to think of it, when I use the bank funds to pay my bills, then I will have to go the bank personally (or ask someone to do it for me) and deposit the same amount of money again to keep my old balance. It’s time-consuming, don’t you think? Unless I’m shopping online trying to buy some vintage tub (I love vintage and vintage-looking stuff!), I still prefer paying my bills in one go at the nearest bills payment center.

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The Convenience of SM Bills Payment Center

Where do you pay your bills? The boyfriend has this habit of paying his bills online (thru credit card) which I find smart. I, on the other hand, am old-school. I pay my bills at the nearest SM Bills Payment Center. I find it very convenient as I can pay my various bills in one place and with lesser hand work. You see, I’d just give the billing statement to the staff behind the counter and I’m done in no time. I know there are times the line gets unbelievably long but eventually you’ll learn proper timing.

As much as possible, I don’t entertain the idea of paying my bills online because a) all of my credit cards are 80% maxed-out already, b) using money from my bank accounts (which I can access online) to pay for my bills defeats the very purpose of saving up and c) I’m just too lazy to open the PC and do bills payment.

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