The Convenience of SM Bills Payment Center

Where do you pay your bills? The boyfriend has this habit of paying his bills online (thru credit card) which I find smart. I, on the other hand, am old-school. I pay my bills at the nearest SM Bills Payment Center. I find it very convenient as I can pay my various bills in one place and with lesser hand work. You see, I’d just give the billing statement to the staff behind the counter and I’m done in no time. I know there are times the line gets unbelievably long but eventually you’ll learn proper timing.

As much as possible, I don’t entertain the idea of paying my bills online because a) all of my credit cards are 80% maxed-out already, b) using money from my bank accounts (which I can access online) to pay for my bills defeats the very purpose of saving up and c) I’m just too lazy to open the PC and do bills payment.

Bills are one of the things I enjoy keeping track of. I have a list of my bills in an Excel file. I record each due date based on which comes first as well as each payment I make. I also write down next to each bill where the money for payment would come from.

Funny but that’s just me. I’m organized when it comes to my finances. Oooopps, only with my finances. ­čÖé

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