Making the Most of My Credit Card Rewards

Because I know better now (after learning my lesson the hard way years ago and eventually becoming credit card debt-free), I accumulate rewards from my credit cards instead of debts. I said credit cards (with an “s”) because from having just one credit card, I now have two from the same credit card company — Citibank Cash Back (Visa) and Citibank Rewards (Mastercard). These two different cards come with cool rewards that make using them worth my while. And because I’m now more disciplined than ever, I get to make the most of my credit card rewards!

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Another Line Increase from Citibank (And How I Reacted to It)

For the first time in my life, I didn’t feel happy after knowing that Citibank has just given me a line increase. I used to get excited whenever I’d get a surprise like this from credit card companies. I remember when I first landed a job after college, all I wanted to do was apply for a credit card. I even jumped for joy when I received my very first! Haha. (Obviously, I know better now.)

line increase
excerpt from the email I received from Citibank

From P45,000, my card’s credit limit is now P55,000. For some people who have cards with credit limit as high as P100,000 or more, this amount is small. But I guess I’m okay with a small credit limit. (My first card only had P15,000.) I’ve never really bothered to ask for a bigger credit limit even if I’m very much qualified now with my higher annual income.

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The Phantom of the Opera Musical Comes to Manila!

Excited mode. I want to watch The Phantom of the Opera next month! This Manila invasion of the longest-running musical in Broadway is brought to us by Lunchbox Theatrical Productions in partnership with local companies such as Philippine Airlines, Smart Telecommunications and Citibank, among others.

phantom
image via

According to the news, The Phantom of the Opera runs from August 25 to September 30, 2012 at the Tanghalang Nicanor Abelardo (CCP Main Theater). Ticket prices start at P1,820. Must.save.up.for.this!

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