How Frugal Are You?

I grew up in a lower middle class family. Ours was a one-income household until my father, the wage-earner, lost his job in 1999. Frugality became a clear concept to me when I started assuming the role of breadwinner in a family of six right after I landed a job fresh out of university back in 2004. How our family survived from 1999 to 2004 was clearly a manifestation of the great love and sacrifice of my parents, our relatives, friends of our family, and of course, divine providence.

Frugality as a Need

These days as a married woman, I still find frugality a very relevant concept as I try to be a good and responsible wife. Of course, it’s the same with my other roles such as daughter, sister, friend, and citizen. How can I not apply frugality in my life when I’m not at all wealthy and my income is limited? I have to be frugal if raising my own family and having a comfortable retirement are part of my life goals, right? But the more important question is, how frugal am I?

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Frugal Find: Php200 Sale Items from H&M

If there’s an H&M branch that I love visiting, it’s the one at Robinsons Magnolia. Why? Because I always see sale items there at low prices. How low? About Php200 low. Take a look at the top and the shoes I bought there both priced at just Php200 (or almost US$2).

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This pair of shoes (are they what you call casual loafers?) screams summer. I liked the orange-y color and the embroidered details plus they were in my size so I got them! (The other sizes were still sold at their regular prices.)

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Frugal Find: SM Woman Black Business Dress

While I don’t shop a lot (you might wanna read about my successful 11-month long shopping fast last year), I have this special shopping list in my head containing several “wanted” items. I have sworn to myself that I would not look for these stuff. If I’d see one accidentally, I’d buy it immediately (provided I also have money at the time). No questions asked. It’s like destiny, with the item and I being meant for each other.

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Such was the case with this black business dress by SM Woman.

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