The Thrill of Buying Things Using Money You Haven’t Received Yet

Some family members are still having a hard time managing their finances. As much as I would like to help them, only they can help themselves. If they will continue sabotaging their budgets and keep a maluho lifestyle, nothing in their financial life will change for the better. One of their money practices is buying things using money they haven’t received yet. Is there really a thrill from such kind of acquisition? Apparently, there is!

The idea that you can have the thing you’ve been wanting to have in advance by borrowing money from someone. The thought that you can buy the merchandise you’ve been planning to get earlier than schedule because somebody is willing to lend you money. The realization that you can get the things you want because you have some money coming soon and there are people that can lend you money right now. There’s a thrill there at some point, right?

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Frugal Find: Php200 Sale Items from H&M

If there’s an H&M branch that I love visiting, it’s the one at Robinsons Magnolia. Why? Because I always see sale items there at low prices. How low? About Php200 low. Take a look at the top and the shoes I bought there both priced at just Php200 (or almost US$2).

sho1

This pair of shoes (are they what you call casual loafers?) screams summer. I liked the orange-y color and the embroidered details plus they were in my size so I got them! (The other sizes were still sold at their regular prices.)

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