Birthday Wishes

To the man I chose to marry, may you continue to work with me towards a beautiful marriage filled with love, respect, faith and commitment.

To the man I chose to be my life partner, may you continue to share my values, ideals, goals and dreams. Together, let’s live simply and meaningfully and without regrets. Let’s believe that just like in fairy tales, we’ll have our own happily-ever-after ending, too.

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Family Bonding Time

Last Wednesday night, I had a fun time bonding with my mom, my brother and my two sisters. We went to SM Manila to have dinner together. The restaurant was Kebabers and I’m still thinking if I’ll write a review of it or not. The Persian food they served us was ordinary and I found the servings small and the price quite expensive for a fast food.

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Anyway, right after dinner, my sister and I headed to our fave nail salon called Buff Spa to get a pedicure. This one I’m gonna write a review about because I’ve always been delighted by their service. One day when I have the time and some pictures, I guess.

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First Real Investment

Last month, the hubby and I took the bold step of investing through retail treasury bonds (RTBs). Don’t ask the amount. It’s just a small one that’s why we didn’t hesitate to use it for that purpose. We think it’s better than keeping it in a savings account where it earns very low interest. We still have some funds left in case of emergency so I guess we made a good decision with this one.

RTBs are a good investment. It’s the government that borrows the money so the risks are almost non-existent. I think it’s better than time deposits as it offers higher interest at a fixed rate. The investment time is longer, though, so you really have to make sure not to touch the money within the set period, say 10 years or more. Otherwise, there will be some risks.

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