Author: edelweiza

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Weekend Story: Our Bohol Trip

Note: This is an “extended” weekend story covering our short Bohol trip last March 14 to 19, 2015.

With the untimely death of the hubby’s grandmother, a trip to Bohol was imperative. The hubby and I went on leave for a few days so we could attend Lola Betty’s funeral service. We left for Tagbilaran City on Saturday and went back to Manila just yesterday.

Maayos naman ang naging burol ni Lola Betty sa kanilang bahay sa San Isidro, Bohol. Maraming taong dumating para makiramay. Nang silipin ko ang mukha nya sa ataul, nakita kong mapayapa naman ito. Sumali kami ng aking mister sa mga padasal at nakihalubilo sa mga bisita. Noong Linggo ang huling gabi ng lamay at talaga namang napuyat kaming lahat. Pero ayos lang, para naman yun kay Lola Betty. Bagama’t tunay na nakakalungkot ang pagkawala nya, naniniwala naman kami na nasa mas maayos na kalagayan na sya ngayon.

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Some Frugal Living Tips

“Living frugally allows you to live richly in ways that you choose.” ~Anonymous

2014 turned out to be a very positive and enlightening year for the hubby and me. It was the time when we took our finances more seriously. We started investing directly in the stock market in July and when November came, we opened a UITF account at a local bank.

While modifying our allocations for this month’s budget in my desktop, I thought about sharing some frugal living tips here in the blog. These are practices that the hubby and I try to do consistently to save money and live a simple but fun married life.

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Weekend Story: Death in the Family

It was one of those days that I dreaded to come. Receiving a sad news on a supposedly happy weekend was terrible. The hubby’s grandmother is gone. She died in her sleep. She was 73. In a way, she was still lucky because her death was a quick one. If I could have it my way, I wanna die under the same circumstance.

lola
Rest in peace, Lola Betty!

The hubby’s family is mourning right now. Lola Betty’s remains lie in state at their family home in Bohol. My in-laws are flying there tomorrow. We are following them on Saturday as the hubby still needs to attend to some school requirements.

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On Generosity and Tithing

If I were to rate myself on my level of generosity (with 10 as the highest), I’d give myself a seven. Nope, never a perfect score because I’m not a saint. I’m just human and I can be selfish on occasions. While I tend to be generous to family and friends, I normally hesitate helping other people especially if I don’t know them too well. (I’m actually more helpful to people online than offline.)

In my quest for financial freedom, my generosity is constantly tested. Should I give money to charity on a regular basis or keep it to myself so I could achieve my financial goals faster? I guess the answer to that question should depend on how much I’m willing to give. Some say it should be 10% of one’s income and they have a term for it — tithe. Tithing is a practice, or more like a way of life, that a lot of Christians have adopted as part of their faith. And I admire them for that because let’s be honest here, not everybody can do it or is willing to do so.

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Weekend Story: Stuck in Manila and We Were Okay with It

Last weekend was spent entirely in Manila. The hubby and I were supposed to go home in Bacoor but because the delivery of the hubby’s package from Lazada got delayed in transit due to some routing issue, we had to change our plan. Instead of arriving last Saturday, it arrived yesterday. Staying in Manila on a weekend wasn’t that bad. We just made the most out of it.

On Saturday, the hubby went to school while I enjoyed some “me” time at my in-laws’ place. In the afternoon, I spent some quality time with my family at my siblings’ place. When dinnertime came, I met up with the hubby, my SIL Albie, and our friend Carmela at Robinsons Ermita. The hubby treated us to dinner at Yakimix.

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Weighing Our Options: Life Insurance and Health Cards

Our 2015 goals include two very important things: life insurance and heath cards. These are non-negotiables. The hubby and I have to get them this year or never. We’re actually very late; we should’ve gotten them a long time ago. But you know, we weren’t as prepared then as we are today.

How come we are invested in various instruments (e.g. stock market, UITF, and RTB) and yet we don’t have life insurance and health cards? I don’t have a very clear answer for this. Perhaps, we procrastinated. Or maybe, we just felt we didn’t need it just yet (I know, how foolish!). Or I guess, I’d justify it by saying we needed enough time to think as to which life insurance and health cards suit our needs.

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