On Keeping a Routine

Do you follow a certain routine? I do. And I just realized having one has helped me become more productive and organized over the years. But it doesn’t mean I don’t get lazy sometimes because I do. More often than not, though, I get to do my tasks and finished most of them even ahead of time. I used to do a lot of cramming during my college days but I’m a changed woman now. Or so I believe. Haha.

I have a certain routine that I follow during weekdays, which involves many tasks from my current job. I also have a different routine on weekends when I’m a wife more than anything else. Anyway, below are what I think are the benefits of keeping a routine:

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Investing in Education for a Better Future

Last May, the hubby finally enrolled in graduate school. He’s currently in his first semester taking up Master of Technology (MT) at a state university here in Manila. It was a decision he had been considering for a long time but didn’t make immediately because he still had to prepare himself. When he became fully prepared, both financially and emotionally, he finally did it. And I was so glad he did. He has my full support on this one!

Actually, he needs continuing education to get the promotion he’s long been wanting to get. He already has the approval of the boss, the only thing that keeps him away from it is a master’s degree which is one of the qualifications required for the higher position he’s been eyeing.

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Our Banker

Remember the last graduate in our family? It didn’t take long before she landed her first job. Actually, she got accepted as teller at a local bank even before graduation day. Her formal training started just yesterday and soon, she’ll start working at her assigned branch. I’m just so so proud of my sister Jodie!

jodie
the graduate with our mom

I can only wish her success as she starts her own career in the banking industry. It’s not gonna be a joy ride, for sure. There would be hard times, but I believe in her, I know she’s a toughie despite her small body frame. I’m very excited over this new chapter in her young life. So promising, so full of hope. We now have a banker in the family. Wohooo!

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Thank You List

Living a simple life has its perks. You become more appreciative of your life. You become thankful even for the littlest blessing. When you are living simply, and uncomplicated at that, things get better and brighter and more fun. I can totally relate!

Last week, I started to list down the things that make me happy or thankful. Let’s call it my Thank You list. Writing on it doesn’t have to be everyday. What I do is I write only when I have something to write (common sense). Haha.
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How I Became Credit Card Debt-Free

I dream of the time when I won’t have to use my credit card anymore. I dream of the time when I can just use my ATM or debit card to pay for my purchases. I dream for that time to come soon! Right now, I still depend on my one and only credit card (I used to have three) for when I travel (for plane tickets and hotel accommodations), shop (for big, expensive items only) and dine out (occasionally).

On a related note, I’m very glad about the recent development in my credit card use. I am now credit card debt-free! Yes, you read that right. And I plan to make it for good. This means no more impulsive shopping for me. This means no more shopping when financial blessings are about to be received (hello bonuses!) or when expecting that extra income from my side jobs.

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