Tag: simple living

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Why I Use Loyalty Cards

If there’s one smart living tip I know and apply in my life, it’s using loyalty cards whenever possible. Right now, I have five in my wallet: SM Advantage Card (SMAC), Happy Plus Card, Shakey’s Pizzanatic Supercard, Starbucks Card, and Citibank Cebu Pacific card. I buy and use the products and services of these companies from time to time so I might as well benefit from them. It’s better than nothing.

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With SMAC, I normally get 1 point (which is equal to 1 peso) for every P200 spent at SM stores and other partner establishments. I get less than 1 point for every P200 spent at SM supermarkets and I don’t know why. These points accumulate over time. I even get bonus points from PLDT!

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On Having a Small Space

Given our financial capacity at present, I think it’s only appropriate that we bought a tiny house. The mortgage payments are lower and the insurance premiums are smaller as compared to those of a big property.

I love having a tiny house. It’s easy to clean and easy to maintain. If something gets broken, we could easily have it repaired or replaced. Like when we had our built-in cabinet organizer updated, we didn’t spend much because it’s just a small one, too.

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Weekend Story: Alone and Productive

The hubby went on a field trip slash bonding activity with his masteral group last weekend. It was a 2D 1N kind of event so we weren’t able to go home in Bacoor. I was left in Manila at my PILs’ place the entire weekend until the hubby got back from Subic on Sunday night.

Since the place where my siblings (and parents) currently reside in is just across the street from my PILs’ house, I spent most of my Saturday there. I was able to eat less, too, primarily because I didn’t have the hubby with me. But no, it wasn’t because I got emotional and missed him terribly (though I have to admit I missed him a bit!), it was just that he has a big appetite and he tends to influence me to overeat. Haha.

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How I Try to Live Below My Means

You’ve heard it before. Living within your means is good. But living below your means is better. I have been living within my means for as long as I can remember. And I found out it’s doable. But living below my means???

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Source: As indicated in the image.

When I started having solid “financial goals” this year, I thought about trying to live below what my income can afford. You see, the hubby and I keep our salaries to ourselves and we just share in our household expenses, mortgage payments, and other bills. (This setup is subject to change any time we I deem it necessary.) The exact percentages I cannot divulge here, but let’s just say he’s a real gentleman.

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Weekend Story: MOA Date and Homebody Activities

Last weekend, the hubby and I spent Saturday night at Mall of Asia (MOA) for some couple time. We already had dinner at my in-laws’ place (we couldn’t resist my MIL’s chicken and pork adobo!) so we just had late night snacks there: DQ ice cream in our fave flavors, Jamaican patties, and cheesy corn kernels in a cup. Yummy!

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our MOA view last Saturday night

When Sunday came, we practically stayed home. We went out for the usual trip to the wet market, but that was all. While I’m more of a homebody than the hubby, he also enjoys the warmth, joy and pleasures of being at home on occasions like this.

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On Keeping a Routine

Do you follow a certain routine? I do. And I just realized having one has helped me become more productive and organized over the years. But it doesn’t mean I don’t get lazy sometimes because I do. More often than not, though, I get to do my tasks and finished most of them even ahead of time. I used to do a lot of cramming during my college days but I’m a changed woman now. Or so I believe. Haha.

I have a certain routine that I follow during weekdays, which involves many tasks from my current job. I also have a different routine on weekends when I’m a wife more than anything else. Anyway, below are what I think are the benefits of keeping a routine:

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